Sample essay: does money bring happiness? - IELTS Practice.Org.
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To tackle overspending, we’ve to make our mind first realise that it is overspending. How to do it? By use of a financial planning calculator. This calculator can curb ones habit of overspending. How? Because it highlights ones money deficit. How? Suppose your current monthly savings is Rs.5,000 per month.
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After all, you need to enjoy life, and sometimes that means spending money! However, sticking to our budget and meeting our goals is so very important. I’d hate to do serious damage to our finances without even realizing it. Going forward, this is my plan for how to stop overspending: Asking myself- Do I really need that? It’s time to be honest about needs vs. wants. I am sometimes guilty.
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